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The State of Collections Investment: Where Leaders Are Placing Their Bets
What’s changing isn’t how much collections leaders are investing; it’s where and why. Here’s the reality: If your technology roadmap focuses on activity rather than control, speed, and explainability, you’re likely investing in the wrong places. * Note: An AccountsRecovery.net webinar influenced the findings behind this post, with additional interviews from other collections leaders to
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AI in 2026: What Should Keep Leaders Up at Night
For years, AI was discussed in extremes. Either it was going to transform everything overnight, or it was something to be feared, regulated, and postponed. Now, those narratives are no longer useful. AI is already embedded in everyday business operations. From prioritizing work, scoring risk, summarizing information, guiding decisions, and shaping customer experiences. The question
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The Technology Divide: Why Some Industries Are Pulling Ahead
You can move money between banks in seconds. You can spin up a new software integration before your coffee cools. You can track a delivery in real time, down to the moment it turns onto your street. And yet, if you try to get your medical records, you might wait weeks. If you ask for
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Rewriting Agent Job Descriptions
It happened at 9:02 a.m. on a Tuesday. The moment Sarah, a senior collections leader at a mid-sized financial services firm, realized her job was changing faster than her morning coffee could cool. One of their AI tools had just made its first outbound call. It had scanned payment histories, weighed risk scores, predicted intent
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Automation or AI Won’t Fix Broken Processes
When leaders hear “AI” or “automation,” it often sounds like the cure to every operational headache, faster workflows, predictive insights, fewer manual tasks, and happier teams. But here’s the uncomfortable truth: Automation or I won’t fix broken processes – they amplify them. A flawed workflow plus automation is just a faster, more expensive flaw. Add
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Defensive vs. Strategic Innovation: How Leading Companies Stay Ahead
Every company likes to talk about innovation. It’s a shiny buzzword, a catch-all for “we’re doing something new.” But peel back the layers, and not all innovation is created equal. Some companies innovate strategically, driven by vision, operational efficiency, and customer needs. Others innovate defensively, reacting to external pressure, regulatory changes, or competitor moves, often
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How Teams Are Wasting Valuable Data & Insights
Most companies have a hidden landfill. It’s not outside the office. It’s buried in your systems. Every failed test, half-finished experiment, or ignored signal gets tossed in, never to be seen again. Meanwhile, your competitors are mining their landfills for gold. Here’s the uncomfortable truth: most teams already have enough data to make smarter decisions,
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Why Collectors Need to Think Like Marketers
Debt collectors and digital marketers may not seem like they have much in common. One is focused on persuading someone to pay a bill; the other is trying to sell them a new pair of sneakers or a vacation package. But at the core, both rely on the same thing: understanding consumer intent. Marketers have
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An Agent’s First 90 Days: Coaching Moments That Matter
Let’s face it, new agents don’t wear signs that say “Help, I’m drowning.” But if you know what to look for (and when), early signs of burnout, disengagement, or just plain confusion aren’t so quiet after all. This post outlines what to watch for in Weeks 1, 2, 4, and 8 of a new agent’s
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The Hybrid Future of Collections AI
If you’ve ever worried an AI bot was coming for your job, relax. It’s more likely coming for that tedious RPC verification you hate doing anyway. In collections, it’s easy to hear “AI” and picture a robotic takeover. The headlines don’t help, plenty of breathless coverage makes it sound like machines will be running entire
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Virtual Agents in Debt Collection
The rise of AI in debt collection is no longer theoretical. Virtual agents, AI-powered systems handling conversations via voice, text, email, and chat, are already shaping how organizations communicate at scale. But innovation in a regulated industry comes with high stakes. Choosing the wrong tool can mean compliance headaches, reputational damage, and wasted spend. The
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The Innovation Roadmap: Balancing Risk, Culture, and Change
Overview: If you’ve ever tried launching a new initiative inside a highly regulated organization, you know the feeling: a cocktail of ambition, red tape, and the soul-crushing phrase, “we’ve always done it this way.” But innovation isn’t optional anymore. The speed of technological change means you either evolve or risk falling behind. This post offers
Artificial Intelligence (AI)
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